The only time I really ever had to farm was for Naga City (From 10,000 to 0 and then back up to 2000).
Plus, later in the game, gold farming becomes more interesting. Instead of getting some boring old meatloaf as the high value you get a nose ring or de-animated helm. For me, at least, when I am "forced" to do these dungeons I like to experiment and try out new strategies.
Plus, I spend massive amounts of gold when preparing for naga city! (Dragon Shield, Patches, Scout: Altar, Hp to Attack, 50 gold, Elite Items, Whupaz, Schaudenfraud, Brun Salve, Translocation Seal) This totals up to 400ish, I think. (I beat it before elite items and seals so it costed less then)
I speak chaos.